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改造旧房还是购买新房?

时间:2011-01-12 07:16 点击:
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脑海里常常涌现这样一个问题:是改造旧房来配合新的生活方式呢还是把旧房卖掉再买个新房?
利用下表所列问题来指导你做决定。
你现在的房子所位于的地段是否理想

你为什么不喜欢现在的房子?

改造现在的房子从而创造你所需的生活空间是否可行?

改造旧房需要多少钱?你是否负担得起?

相比临近的房子,你的旧房改造计划是否太过?

改造实在吗?

买一个满足你需求的房子可能吗?你能否负担得起?
是买另一个房子更加划算呢,还是改造现有房子更加划算?
.
如果你不满意现在所住的社区,这个决定并不难做。如果该区的公立学校对小孩上学不利,而你也无法支付小孩读私校的费用,那么在这样的情况下,或许搬家到一个有好的公立学校的社区比花钱改造现有房子更加有意义。

如果所住的社区合你意,那就研究一下你的房子是否可以以一个你承担得起的价钱改造成令你满意的居所。列一张清单,上面注明房子现在缺乏特性及你想要增加的特性。向最近装修过新家的朋友或地产代理问询一下,让他们推荐装修师父给你。

区社区会比花钱改造现有房子更加的那么在这样的情况下,搬家到一?

跟装修师父会会面-也许你想要约见几个――共同讨论一下你心目中理想项目的可行性。这同时也让你有机会看看装修师父是否是你愿意一起工作的人。


确认你约见的师傅了解当地的分区和许可部门的条条框框。你也许需要一张完成了的预制图,但是,只有你确定要动手开工了,你才可以付钱买下一套完整的建筑图。一经得知旧房改造的可行性,你就要向承包商咨询一下改造所需的大概资金总额。


首要提示:房主常犯的一个错误是他们总认为他们能够在卖房的时候把主要的改造费用收回来,这几乎不可能,除非在房子改造完了之后,相当长一段时间不出手。因此,如果你不打算长期待在同一个房子里,千万不要做主体改造。

与你的房地产经纪谈一谈,确认你想要做的改造与同一个社区的房子相比,不会显得过头了,不失为一个好主意。



例如,一对夫妻因家庭成员的增多而需要一个更大的房子,他们住在一个房子大小和价值都差不多的开发区内,在一个周遭都是小房子的社区里面建一个大房子将是一个财政上的错误,因为社区里最贵的房子通常都要折价出售。相反,此类房东在一个更富裕的社区购买大一点的房子。这类房子也需要改建,但是它所在的社区能很轻易地支撑这种投资。

最后: 为了确保你的投资是正确无误的,你要谨慎地根据所需的资金,所需的劳务,

房子所处的社区和周围的房子来衡量是否要搬迁或改造你的住所。不管你决定如

何,有这些资料在手,你最终还是能做一笔很好的投资的。

译文:Should You Remodel or Move

A question that often comes to mind is whether it's better to remodelyour existing home to fit your new lifestyle, or sell the home and buyanother one.

Use the following list of questions to guide you through the decision-making process:
Is your current home in the right location?
What don't you like about your current home?
Is it feasible to remodel your home to create the kind of living space you need?
How much will the remodel cost? Can you afford it?
Will you be over-improving for the neighborhood?
Can you realistically live through a remodel project?
Is it possible to buy a home that will suit your needs? Can you afford it?
Is it more cost effective to buy another home or remodel the existing one?
Is there an urgency factor? Remodeling takes time-usually more time than you anticipate it will take.

The decision is an easy one if you're not satisfied with your currentneighborhood. If the local public schools don't work for your children,and you can't afford the cost of private schooling, it probably makessense to move to an area with good public schools rather than spendmoney to remodel your existing home.

If your neighborhood works for you, start researching whether your homecan be modified to suit you for a price that's affordable. Make a listof the features your current home lacks as well as those features thatyou want and need. Ask friends who remodeled recently, or your realestate agent, to recommend architects to you.

Meet with an architect—you may want to interview several—to discuss thefeasibility of the project you have in mind. This will also give you anopportunity to see if an architect is someone with whom you'd like towork.

Make sure you talk with local architects who know the ins and outs ofthe local zoning and permitting departments. You may want to havepreliminary drawings done, but don't spend money on a complete set ofarchitectural plans until you're sure you want to move forward. Onceyou know the renovation is feasible, consult with contractors to getballpark estimates of how much the project will cost.

First time tip: Homeowners often make the mistake of assuming thatthey'll recoup the full cost of a major renovation when they sell. Thisis rarely the case, unless you own the property for a significant timeafter the renovations are completed. So don't undertake a major remodelunless you plan to stay in your home for the long run.

It's a good idea to talk to your real estate agent to make sure thatthe renovations you're contemplating won't over-improve your homerelative to other homes in the neighborhood.

For example, one couple needed a larger home for their growing family.They lived in a tract development where homes were the same size andapproximately the same value. Creating a larger home in a neighborhoodof small homes would have been a mistake financially because the mostexpensive home in the neighborhood usually sells at a discount. Insteadof remodeling, these homeowners bought a larger home in a more affluentneighborhood. This house also needs renovations, but the neighborhoodeasily supports making this kind of investment.

The closing: To ensure you make the right choice, weigh your decisionto move or remodel carefully based on the cost, the work necessary, thelocation and nature of your neighborhood and surrounding homes. Nomatter what your decision may be, with all the information at hand,you'll make a better investment in the end.

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